Baccarat is a casino game enjoyed by gamblers the world over. It is an easy game to learn and to play since it is based entirely on luck. To be good at Baccarat, all you need to know is the game’s rules and its odds. Baccarat can now be played in real-time at live dealer casinos such as Sloto Cash and MYB Casino.
Although Baccarat’s origins is still disputed, many believe it originated from Italy or France. The word Baccarat means ‘zero’ in French and Italian. Come to think of it that, what are the odds? Be it as it may, Baccarat was initially played by royalty, and just like all the other table games, the ‘commoners’ loved it as well. The game only started gaining momentum during the 20th century. One thing is certain; a deck of cards does not discriminate against class; it can be friend or foe to all!
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Baccarat Play Rules
There are three main variations of Baccarat, namely American, European, and French. Aside from a few modifications here and there, they are quite similar. Sportbookcasinos.com online Baccarat Guide focuses on the American version. We also tell you how to become an ace at roulette when you play it at online casinos.
When you play Baccarat, it’s important to know that you are not the ‘Player,’ and the dealer is not the ‘Banker.’ You bet on the outcome of the cards dealt to either the Player or the Banker. The third betting option is known as the ‘Tie.’
The objective of Baccarat is to bet on a hand with a card total of 9, or nearest to it in a descending pattern. Any totals above 9 are not relevant. Unlike Blackjack, there is no such thing as ‘bust’ if the card totals are higher than 21. The numbers 10 or above is immaterial (thus the name of the game meaning ‘zero’).

Baccarat Hand Ranking
The two opponents (Player and Bank spaces) receive 2 face-up cards, which are then totaled according to the card values as below:
- 10, Jack, Queen, and King = 0
- Ace Cards = 1
- All other cards = their actual face value
Any total above 9, omits the first number, and the hand value then becomes only the second number. For example, if the two cards are 7 and 5 (totaling 12), the 1 falls away, and the hand total is 2.
Baccarat Third-Card Draw Rule
The outcome of the card totals depends on whether a third card is drawn. Should a player’s hand total be 5 or less, a third card is dealt. Depending on the Player’s hand, the Banker will only draw a third card under the following circumstances:
• Player did not draw = Bankers draws if its hand total is 5 or less.
• Player drew 2 or 3 = Banker draws on a hand total of 4 or less.
• Player drew 4 or 5 = Banker draws on a hand total of 5 or less.
• Player drew 6 or 7 = Banker draws on a total of 6 or less.
• Player drew 8 = Banker draw on 2 or less.
• The player drew a 9, 10, J, Q, K, or Ace = Banker draws on a total of 3 or less.
These may vary depending on the Baccarat variant that’s being played. In certain Baccarat variants, you may choose whether you want a third card, and in others, it is restricted to the third-card draw rules. It will stand you in good stead if you know these rules. When you play Baccarat online, the game automatically checks and computes the rules for you.
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Baccarat Online Betting on the Player
Should you bet on the Player’s hand winning, you will win even money. This means that if you bet $50, you will win your bet and another $50 (1:1), thus $100.
Betting on the Banker
The Banker’s hand stands a better chance of winning, due to the third-card draw rule. If you bet on the Banker to win, not only will you win even money, but you’ll have to relinquish a commission of 5% to the house.
Betting on a Tie
When you bet on a tie, you can win up to 8x your bet. Obviously the chances of a tied being dealt is very low, but the payout is much larger than just betting on the other two options.
Check the paytable just in case it’s a tie; usually it pays 8:1. If you bet $50 on a tie, will you win your $50 back as well as an extra $400! Then again you can also lose big-time when you bet on a Tie. Note, the statistical probability of a tie is minuscule, only play it if you have a large bankroll.
Baccarat Online Frequently Asked Questions
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When the initial two cards are dealt, and they total 8 or 9, it is called a natural and is an automatic win.
In this scenario, the higher total wins. If both hand totals are exactly the same and there is no ‘tie’ bet on the table, it is called a ‘push,’ and your bet gets returned to you.
We urge newbies to take the time to learn the game, preferably in Free or Demo mode. Our best Real Money Casinos now offer Baccarat. When you play for real money, start off small until you get the hang of the game.
Although there are some online betting systems that some players follow, like the Martingale Method, Baccarat is still a game of chance, so don’t depend too much on them because they can be detrimental to your bankroll. Put aside an amount you are going to spend; if you lose it, don’t try and recoup your losses because then you’re looking for trouble.
You can visit our USA Casino promo codes to see if the casino offers a welcome bonus to play Baccarat. We’d also like to point out that the welcome bonus is more geared towards slot machines than table games like Baccarat for instance. If the casino does offer a bonus, its game weighting will be in the region of 5% – 10%. Before you accept the casino’s sign on bonus read the fine print attached to it carefully.